Gail  Cavanaugh Financial   

   Benefit solutions for Small Businesses  and the  Public Secotr   

I am a licensed independent life insurance, health, accident and disability producer with the Boston Mutual Life.  I have over fifteen years of experience in the insurance industry.  I help families, individuals, and businesses plan their financial security with life and health insurance, disability insurance, key man insurance, and buy/sell agreements.  I have written an e-book entitled, The Retailers Guide to Merchant Services.


I create marketing plans for small, medium, and large businesses.  The plans include target marketing, design work, branding,business development, business and marketing plans,  press releases, advertising, e-books, ghost writing, articles, and blogs.  An individualized plan will help the business owner to increase cash flow, which will keep him in business.  

I write six blogs and I wrote two books, Retailers Guide to Merchant Services and Beyond My Imagination.

Life Insurance Referral Program

I just announced our brand new Referral Rewards program!

I want to help your clients get great insurance protection at an affordable rate. When you

refer a client to our agency for a homeowners quote, we’ll send you a  $5.00 Starbuks gift card to


We’ll also enter your name into our monthly giveaway for a restaurant gift certificate.. And if you win?

We’ll share your name and business with all of our local social media followers and email

subscribers to give you a little extra promotion too!

What do you have to do? Just share my name and phone number with your clients!

We’ll ask if anyone referred them and contact you with your referral reward.

Thanks again for all you do in the Cumberland, Rhode Island community! Please feel free to contact me if you have any questions.


Gail Cavanaugh

Boston Mutual Life Insurance